What is the expense ratio of AGG vs VGT?

AGG has an expense ratio of 0.03%, while VGT has an expense ratio of 0.09%.

AGG vs VGT

iShares Core US Aggregate Bond ETF vs Vanguard Information Technology Index Fund ETF Shares

Last updated: 2026-04-02

AGG iShares

iShares Core US Aggregate Bond ETF (AGG) is an exchange-traded fund issued by iShares that provides exposure to the broad U.S. investment-grade bond market. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.94%. Launched in 2003, the fund has a 23-year track record.

AUM: $137.9B ER: 0.03% Yield: 3.94% Since: Sep 22, 2003

VGT

Vanguard Information Technology Index Fund ETF Shares (VGT) is an exchange-traded fund that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.43%. Launched in 2004, the fund has a 22-year track record.

AUM: $102.6B ER: 0.09% Yield: 0.43% Since: Jan 26, 2004

Quick Verdict

AGG has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. Over the past year, VGT has significantly outperformed with a 29.2% return vs 0.0%. Income investors may prefer AGG for its higher yield (3.9% vs 0.4%).

Key Metrics

Metric	AGG	VGT
Expense Ratio	0.03%	0.09%
Dividend Yield	3.9%	0.4%
Fund Family	iShares	N/A
Category	US Aggregate Bond	US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

AGG -13.0%

VGT +89.7%

Performance Comparison

Period	AGG	VGT	Difference
1 Month	-1.67%	-3.71%	+2.04%
3 Months	-0.85%	-6.53%	+5.68%
6 Months	-1.18%	-6.49%	+5.31%
YTD	-0.85%	-6.53%	+5.68%
1 Year	+0.04%	+29.20%	-29.16%
3 Years	-0.82%	+83.56%	-84.38%
5 Years	-13.01%	+89.73%	-102.74%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	AGG Fees	VGT Fees	You Save
$10.000	10 years	$60	$179	$119
$10.000	20 years	$258	$771	$512
$10.000	30 years	$835	$2.486	$1.650
$50.000	10 years	$299	$896	$597
$50.000	30 years	$4.176	$12.428	$8.252
$100.000	30 years	$8.352	$24.855	$16.503

Risk Metrics

Based on 5 years of daily returns

Metric	AGG	VGT
Annualized Volatility	6.1%	25.1%
Max Drawdown	-21.4%	-35.5%
Sharpe Ratio	-1.17	0.46

Dividend Comparison

Metric	AGG	VGT
Annual Dividend (per share)	$3.90	$3.06
Dividend Yield	3.94%	0.43%
Distribution Frequency	Monthly	Quarterly

Top Holdings

VGT Top Holdings

Name	Weight
NVIDIA CorporationNVDA	18.07%
Apple Inc.AAPL	15.84%
Microsoft CorporationMSFT	10.39%
Broadcom Inc.AVGO	4.34%
Micron Technology, Inc.MU	2.37%
Advanced Micro Devices, Inc.AMD	1.65%
Cisco Systems, Inc.CSCO	1.63%
Palantir Technologies Inc.PLTR	1.57%
Applied Materials, Inc.AMAT	1.54%
Lam Research CorporationLRCX	1.53%

Which One Should You Choose?

Choose AGG if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VGT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose AGG if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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