What is the expense ratio of BND vs IJH?

BND has an expense ratio of 0.03%, while IJH has an expense ratio of 0.05%.

BND vs IJH

Vanguard Total Bond Market Index Fund vs iShares Core S&P Mid-Cap ETF

Last updated: 2026-04-02

BND Vanguard

Vanguard Total Bond Market Index Fund (BND) is an exchange-traded fund issued by Vanguard that provides exposure to the broad U.S. investment-grade bond market. It charges a very low expense ratio of 0.03%. The fund offers an attractive dividend yield of 3.93%. Launched in 2007, the fund has a 19-year track record.

AUM: $150.4B ER: 0.03% Yield: 3.93% Since: Apr 3, 2007

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000

Quick Verdict

BND has a slightly lower expense ratio (0.03% vs 0.05%), saving about $40 per $10,000 over 10 years. Over the past year, IJH has significantly outperformed with a 16.1% return vs -0.0%. Income investors may prefer BND for its higher yield (3.9% vs 1.3%).

Key Metrics

Metric	BND	IJH
Expense Ratio	0.03%	0.05%
Dividend Yield	3.9%	1.3%
Fund Family	Vanguard	iShares
Category	US Aggregate Bond	US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

BND -13.3%

IJH +28.1%

Performance Comparison

Period	BND	IJH	Difference
1 Month	-1.63%	-5.55%	+3.92%
3 Months	-0.84%	+1.78%	-2.62%
6 Months	-1.20%	+3.54%	-4.74%
YTD	-0.84%	+1.78%	-2.62%
1 Year	-0.03%	+16.09%	-16.12%
3 Years	-0.73%	+36.14%	-36.87%
5 Years	-13.29%	+28.09%	-41.38%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment	Period	BND Fees	IJH Fees	You Save
$10.000	10 years	$60	$100	$40
$10.000	20 years	$258	$430	$171
$10.000	30 years	$835	$1.388	$553
$50.000	10 years	$299	$499	$199
$50.000	30 years	$4.176	$6.941	$2.765
$100.000	30 years	$8.352	$13.882	$5.531

Risk Metrics

Based on 5 years of daily returns

Metric	BND	IJH
Annualized Volatility	6.0%	19.8%
Max Drawdown	-21.7%	-24.6%
Sharpe Ratio	-1.19	0.12

Dividend Comparison

Metric	BND	IJH
Annual Dividend (per share)	$2.88	$0.89
Dividend Yield	3.92%	1.31%
Distribution Frequency	Monthly	Quarterly

Top Holdings

IJH Top Holdings

Name	Weight
TechnipFMC plcFTI	0.92%
Casey's General Stores, Inc.CASY	0.84%
Curtiss-Wright CorporationCW	0.78%
Flex Ltd.FLEX	0.76%
United Therapeutics CorporationUTHR	0.72%
XPO, Inc.XPO	0.70%
Woodward, Inc.WWD	0.67%
US Foods Holding Corp.USFD	0.64%
FabrinetFN	0.63%
Burlington Stores, Inc.BURL	0.62%

Which One Should You Choose?

Choose BND if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IJH if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose BND if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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