ETF Versus

DVY vs SHY

iShares Select Dividend ETF vs iShares 1-3 Year Treasury Bond ETF

Last updated: 2026-04-02

DVY iShares

iShares Select Dividend ETF (DVY) is an exchange-traded fund issued by iShares that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges an above-average expense ratio of 0.38%. The fund offers an attractive dividend yield of 3.47%. Launched in 2003, the fund has a 23-year track record.

AUM: $22.0B ER: 0.38% Yield: 3.47% Since: Nov 3, 2003
SHY iShares

iShares 1-3 Year Treasury Bond ETF (SHY) is an exchange-traded fund issued by iShares that provides exposure to short-duration U.S. Treasury bonds with low interest rate risk. It charges a low expense ratio of 0.15%. The fund offers an attractive dividend yield of 3.76%. Launched in 2002, the fund has a 24-year track record.

AUM: $24.6B ER: 0.15% Yield: 3.76% Since: Jul 22, 2002

Quick Verdict

SHY is significantly cheaper at 0.15% vs 0.38% expense ratio, saving you approximately $450 per $10,000 invested over 10 years. Over the past year, DVY has significantly outperformed with a 12.6% return vs -0.2%.

Key Metrics

Metric DVY SHY
Expense Ratio 0.38% 0.15%
Dividend Yield 3.5% 3.8%
Fund Family iShares iShares
Category US Dividend US Short-Term Treasury

Performance Chart

Indexed to 100 at start (5-year comparison)

85 96 107 118 129 140 2021-04 2022-06 2023-09 2024-12 2026-04
DVY +30.7%
SHY -4.5%

Performance Comparison

Period DVY SHY Difference
1 Month -3.15% -0.59% -2.56%
3 Months +5.89% -0.65% +6.54%
6 Months +5.53% -0.57% +6.10%
YTD +5.89% -0.65% +6.54%
1 Year +12.56% -0.19% +12.75%
3 Years +28.73% +0.29% +28.44%
5 Years +30.67% -4.51% +35.18%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period DVY Fees SHY Fees You Save
$10.000 10 years $748 $298 $450
$10.000 20 years $3.173 $1.278 $1.895
$10.000 30 years $10.097 $4.109 $5.988
$50.000 10 years $3.739 $1.490 $2.249
$50.000 30 years $50.486 $20.547 $29.939
$100.000 30 years $100.972 $41.094 $59.878

Risk Metrics

Based on 5 years of daily returns

Metric DVY SHY
Annualized Volatility 15.5% 2.1%
Max Drawdown -22.1% -6.7%
Sharpe Ratio 0.13 -2.55

Dividend Comparison

Metric DVY SHY
Annual Dividend (per share) $5.24 $3.10
Dividend Yield 3.47% 3.76%
Distribution Frequency Quarterly Monthly

Top Holdings

DVY Top Holdings

NameWeight
Pfizer Inc.PFE2.33%
Altria Group, Inc.MO2.17%
Verizon Communications Inc.VZ2.01%
ONEOK, Inc.OKE1.93%
Prudential Financial, Inc.PRU1.81%
T. Rowe Price Group, Inc.TROW1.75%
LyondellBasell Industries N.V.LYB1.70%
General Mills, Inc.GIS1.62%
Edison InternationalEIX1.60%
Kimberly-Clark CorporationKMB1.57%

Which One Should You Choose?

Choose SHY if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose DVY if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

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