ETF Versus

EFA vs IEFA

iShares MSCI EAFE ETF vs iShares Core MSCI EAFE ETF

Last updated: 2026-04-02

EFA iShares

iShares MSCI EAFE ETF (EFA) is an exchange-traded fund issued by iShares that provides exposure to equities in developed international markets outside the U.S.. It charges an above-average expense ratio of 0.32%. The fund offers an attractive dividend yield of 3.29%. Launched in 2001, the fund has a 25-year track record.

AUM: $69.1B ER: 0.32% Yield: 3.29% Since: Aug 14, 2001
IEFA iShares

iShares Core MSCI EAFE ETF (IEFA) is an exchange-traded fund issued by iShares that provides exposure to equities in developed international markets outside the U.S.. It charges a low expense ratio of 0.07%. The fund offers an attractive dividend yield of 3.46%. Launched in 2012, the fund has a 14-year track record.

AUM: $164.3B ER: 0.07% Yield: 3.46% Since: Oct 18, 2012

Quick Verdict

IEFA is significantly cheaper at 0.07% vs 0.32% expense ratio, saving you approximately $492 per $10,000 invested over 10 years. Both funds have delivered similar 1-year returns (20.5% vs 21.2%), tracking closely.

Key Metrics

Metric EFA IEFA
Expense Ratio 0.32% 0.07%
Dividend Yield 3.3% 3.5%
Fund Family iShares iShares
Category International Developed International Developed

Performance Chart

Indexed to 100 at start (5-year comparison)

70 84 98 112 126 140 2021-04 2022-06 2023-09 2024-12 2026-04
EFA +26.5%
IEFA +24.0%

Performance Comparison

Period EFA IEFA Difference
1 Month -4.54% -4.68% +0.14%
3 Months +1.62% +1.73% -0.11%
6 Months +3.71% +3.46% +0.25%
YTD +1.62% +1.73% -0.11%
1 Year +20.48% +21.19% -0.71%
3 Years +36.79% +36.36% +0.43%
5 Years +26.46% +23.97% +2.49%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period EFA Fees IEFA Fees You Save
$10.000 10 years $631 $140 $492
$10.000 20 years $2.686 $600 $2.085
$10.000 30 years $8.571 $1.938 $6.632
$50.000 10 years $3.156 $698 $2.458
$50.000 30 years $42.854 $9.692 $33.162
$100.000 30 years $85.707 $19.383 $66.324

Risk Metrics

Based on 5 years of daily returns

Metric EFA IEFA
Annualized Volatility 16.6% 16.6%
Max Drawdown -32.4% -33.1%
Sharpe Ratio 0.10 0.07

Dividend Comparison

Metric EFA IEFA
Annual Dividend (per share) $3.25 $3.18
Dividend Yield 3.29% 3.46%
Distribution Frequency Semi-Annual or Annual Semi-Annual or Annual

Top Holdings

10 of top 10 holdings overlap (100% overlap in top holdings)

EFA Top Holdings

NameWeight
ASML Holding N.V.!ams/ASML2.54%
AstraZeneca PLC!lon/AZN1.46%
Novartis AG!swx/NOVN1.41%
Roche Holding AG!swx/ROP1.36%
HSBC Holdings plc!lon/HSBA1.36%
Shell plc!lon/SHEL1.31%
Nestlé S.A.!swx/NESN1.22%
Toyota Motor Corporation!tyo/72031.00%
Commonwealth Bank of Australia!asx/CBA0.99%
Mitsubishi UFJ Financial Group, Inc.!tyo/83060.95%

IEFA Top Holdings

NameWeight
ASML Holding N.V.!ams/ASML2.18%
AstraZeneca PLC!lon/AZN1.25%
Novartis AG!swx/NOVN1.21%
Roche Holding AG!swx/ROP1.17%
HSBC Holdings plc!lon/HSBA1.16%
Shell plc!lon/SHEL1.12%
Nestlé S.A.!swx/NESN1.05%
Toyota Motor Corporation!tyo/72030.85%
Commonwealth Bank of Australia!asx/CBA0.85%
Mitsubishi UFJ Financial Group, Inc.!tyo/83060.81%

Which One Should You Choose?

Choose IEFA if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Either works if...

you just need broad international developed exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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