ETF Versus

IAU vs IJR

iShares Gold Trust vs iShares Core S&P Small-Cap ETF

Last updated: 2026-04-02

IAU iShares

iShares Gold Trust (IAU) is an exchange-traded fund issued by iShares that provides exposure to gold securities. It charges a moderate expense ratio of 0.25%. Launched in 2005, the fund has a 21-year track record.

AUM: $68.7B ER: 0.25% Yield: 0.00% Since: Jan 21, 2005
IJR iShares

iShares Core S&P Small-Cap ETF (IJR) is an exchange-traded fund issued by iShares that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a low expense ratio of 0.06%. The fund offers a moderate dividend yield of 1.28%. Launched in 2000, the fund has a 26-year track record.

AUM: $90.2B ER: 0.06% Yield: 1.28% Since: May 22, 2000

Quick Verdict

IJR is significantly cheaper at 0.06% vs 0.25% expense ratio, saving you approximately $375 per $10,000 invested over 10 years. Over the past year, IAU has significantly outperformed with a 52.4% return vs 19.2%. Income investors may prefer IJR for its higher yield (1.3% vs 0.0%).

Key Metrics

Metric IAU IJR
Expense Ratio 0.25% 0.06%
Dividend Yield 0.0% 1.3%
Fund Family iShares iShares
Category Gold US Small Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

75 120 165 210 255 300 2021-04 2022-06 2023-09 2024-12 2026-04
IAU +172.6%
IJR +13.0%

Performance Comparison

Period IAU IJR Difference
1 Month -10.66% -4.33% -6.33%
3 Months +9.96% +2.92% +7.04%
6 Months +22.48% +4.03% +18.45%
YTD +9.96% +2.92% +7.04%
1 Year +52.36% +19.20% +33.16%
3 Years +138.19% +29.06% +109.13%
5 Years +172.58% +12.98% +159.60%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IAU Fees IJR Fees You Save
$10.000 10 years $495 $120 $375
$10.000 20 years $2.111 $515 $1.596
$10.000 30 years $6.758 $1.664 $5.095
$50.000 10 years $2.473 $598 $1.875
$50.000 30 years $33.792 $8.318 $25.474
$100.000 30 years $67.584 $16.637 $50.947

Risk Metrics

Based on 5 years of daily returns

Metric IAU IJR
Annualized Volatility 17.7% 21.6%
Max Drawdown -20.9% -28.9%
Sharpe Ratio 0.97 0.01

Dividend Comparison

Metric IAU IJR
Annual Dividend (per share) $0.00 $1.60
Dividend Yield 0.00% 1.28%
Distribution Frequency None Quarterly

Top Holdings

IJR Top Holdings

NameWeight
BLK CSH FND TREASURY SL AGENCYXTSLA1.37%
Eastman Chemical CompanyEMN0.54%
Viavi Solutions Inc.VIAV0.53%
Argan, Inc.AGX0.52%
Primoris Services CorporationPRIM0.52%
FormFactor, Inc.FORM0.51%
Element Solutions IncESI0.51%
LKQ CorporationLKQ0.50%
SM Energy CompanySM0.49%
ESCO Technologies Inc.ESE0.48%

Which One Should You Choose?

Choose IJR if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose IAU if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose IJR if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Related Comparisons