ETF Versus

IJH vs ITOT

iShares Core S&P Mid-Cap ETF vs iShares Core S&P Total U.S. Stock Market ETF

Last updated: 2026-04-02

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000
ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004

Quick Verdict

ITOT has a slightly lower expense ratio (0.03% vs 0.05%), saving about $40 per $10,000 over 10 years. ITOT has edged ahead over the past year (17.2% vs 16.1%).

Key Metrics

Metric IJH ITOT
Expense Ratio 0.05% 0.03%
Dividend Yield 1.3% 1.1%
Fund Family iShares iShares
Category US Mid Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-06 2023-09 2024-12 2026-04
IJH +28.1%
ITOT +52.8%

Performance Comparison

Period IJH ITOT Difference
1 Month -5.55% -4.55% -1.00%
3 Months +1.78% -3.83% +5.61%
6 Months +3.54% -2.08% +5.62%
YTD +1.78% -3.83% +5.61%
1 Year +16.09% +17.17% -1.08%
3 Years +36.14% +57.97% -21.83%
5 Years +28.09% +52.82% -24.73%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees ITOT Fees You Save
$10.000 10 years $100 $60 $40
$10.000 20 years $430 $258 $171
$10.000 30 years $1.388 $835 $553
$50.000 10 years $499 $299 $199
$50.000 30 years $6.941 $4.176 $2.765
$100.000 30 years $13.882 $8.352 $5.531

Risk Metrics

Based on 5 years of daily returns

Metric IJH ITOT
Annualized Volatility 19.8% 17.4%
Max Drawdown -24.6% -26.2%
Sharpe Ratio 0.12 0.32

Dividend Comparison

Metric IJH ITOT
Annual Dividend (per share) $0.89 $1.61
Dividend Yield 1.31% 1.13%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

Which One Should You Choose?

Choose ITOT if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

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