ETF Versus

IJH vs SCHD

iShares Core S&P Mid-Cap ETF vs Schwab U.S. Dividend Equity ETF

Last updated: 2026-04-02

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000
SCHD Schwab

Schwab U.S. Dividend Equity ETF (SCHD) is an exchange-traded fund issued by Schwab that provides exposure to U.S. dividend-paying stocks selected for yield or dividend growth. It charges a low expense ratio of 0.06%. The fund offers an attractive dividend yield of 3.46%. Launched in 2011, the fund has a 15-year track record.

AUM: $83.9B ER: 0.06% Yield: 3.46% Since: Oct 20, 2011

Quick Verdict

Both funds have nearly identical expense ratios (0.05% vs 0.06%), so fees are not a differentiator here. Over the past year, IJH has significantly outperformed with a 16.1% return vs 9.5%. Income investors may prefer SCHD for its higher yield (3.5% vs 1.3%).

Key Metrics

Metric IJH SCHD
Expense Ratio 0.05% 0.06%
Dividend Yield 1.3% 3.5%
Fund Family iShares Schwab
Category US Mid Cap US Dividend

Performance Chart

Indexed to 100 at start (5-year comparison)

80 92 104 116 128 140 2021-04 2022-06 2023-09 2024-12 2026-04
IJH +28.1%
SCHD +23.3%

Performance Comparison

Period IJH SCHD Difference
1 Month -5.55% -4.24% -1.31%
3 Months +1.78% +10.03% -8.25%
6 Months +3.54% +11.31% -7.77%
YTD +1.78% +10.03% -8.25%
1 Year +16.09% +9.47% +6.62%
3 Years +36.14% +24.43% +11.71%
5 Years +28.09% +23.27% +4.82%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees SCHD Fees You Save
$10.000 10 years $100 $120 $20
$10.000 20 years $430 $515 $85
$10.000 30 years $1.388 $1.664 $275
$50.000 10 years $499 $598 $99
$50.000 30 years $6.941 $8.318 $1.377
$100.000 30 years $13.882 $16.637 $2.754

Risk Metrics

Based on 5 years of daily returns

Metric IJH SCHD
Annualized Volatility 19.8% 14.6%
Max Drawdown -24.6% -18.9%
Sharpe Ratio 0.12 0.05

Dividend Comparison

Metric IJH SCHD
Annual Dividend (per share) $0.89 $1.06
Dividend Yield 1.31% 3.46%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 10 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

SCHD Top Holdings

NameWeight
Chevron CorporationCVX4.66%
ConocoPhillipsCOP4.33%
Merck & Co., Inc.MRK4.08%
Verizon Communications Inc.VZ4.03%
The Coca-Cola CompanyKO3.98%
Texas Instruments IncorporatedTXN3.86%
PepsiCo, Inc.PEP3.83%
Amgen Inc.AMGN3.78%
Abbott LaboratoriesABT3.78%
The Procter & Gamble CompanyPG3.70%

Which One Should You Choose?

Choose IJH if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose SCHD if...

you prioritize dividend income and want higher regular distributions from your portfolio.

Related Comparisons