ETF Versus

IJH vs SCHM

iShares Core S&P Mid-Cap ETF vs Schwab U.S. Mid-Cap ETF

Last updated: 2026-04-02

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000
SCHM Schwab

Schwab U.S. Mid-Cap ETF (SCHM) is an exchange-traded fund issued by Schwab that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.40%. Launched in 2011, the fund has a 15-year track record.

AUM: $12.6B ER: 0.04% Yield: 1.40% Since: Jan 13, 2011

Quick Verdict

Both funds have nearly identical expense ratios (0.04% vs 0.05%), so fees are not a differentiator here. SCHM has edged ahead over the past year (18.8% vs 16.1%).

Key Metrics

Metric IJH SCHM
Expense Ratio 0.05% 0.04%
Dividend Yield 1.3% 1.4%
Fund Family iShares Schwab
Category US Mid Cap US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

80 92 104 116 128 140 2021-04 2022-06 2023-09 2024-12 2026-04
IJH +28.1%
SCHM +23.5%

Performance Comparison

Period IJH SCHM Difference
1 Month -5.55% -5.47% -0.08%
3 Months +1.78% +2.53% -0.75%
6 Months +3.54% +4.03% -0.49%
YTD +1.78% +2.53% -0.75%
1 Year +16.09% +18.78% -2.69%
3 Years +36.14% +38.25% -2.11%
5 Years +28.09% +23.49% +4.60%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees SCHM Fees You Save
$10.000 10 years $100 $80 $20
$10.000 20 years $430 $344 $86
$10.000 30 years $1.388 $1.112 $276
$50.000 10 years $499 $399 $100
$50.000 30 years $6.941 $5.560 $1.381
$100.000 30 years $13.882 $11.121 $2.762

Risk Metrics

Based on 5 years of daily returns

Metric IJH SCHM
Annualized Volatility 19.8% 19.5%
Max Drawdown -24.6% -27.4%
Sharpe Ratio 0.12 0.08

Dividend Comparison

Metric IJH SCHM
Annual Dividend (per share) $0.89 $0.44
Dividend Yield 1.31% 1.40%
Distribution Frequency Quarterly Quarterly

Top Holdings

2 of top 10 holdings overlap (20% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

SCHM Top Holdings

NameWeight
Sandisk CorporationSNDK1.95%
Ciena CorporationCIEN1.21%
Lumentum Holdings Inc.LITE1.07%
Coherent Corp.COHR0.98%
Bloom Energy CorporationBE0.74%
Texas Pacific Land CorporationTPL0.63%
TechnipFMC plcFTI0.62%
Tapestry, Inc.TPR0.60%
Casey's General Stores, Inc.CASY0.57%
FTAI Aviation Ltd.FTAI0.53%

Which One Should You Choose?

Choose SCHM if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Either works if...

you just need broad us mid cap exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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