ETF Versus

IJH vs VTI

iShares Core S&P Mid-Cap ETF vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

IJH iShares

iShares Core S&P Mid-Cap ETF (IJH) is an exchange-traded fund issued by iShares that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.05%. The fund offers a moderate dividend yield of 1.31%. Launched in 2000, the fund has a 26-year track record.

AUM: $104.0B ER: 0.05% Yield: 1.31% Since: May 22, 2000
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

VTI has a slightly lower expense ratio (0.03% vs 0.05%), saving about $40 per $10,000 over 10 years. VTI has edged ahead over the past year (17.2% vs 16.1%).

Key Metrics

Metric IJH VTI
Expense Ratio 0.05% 0.03%
Dividend Yield 1.3% 1.2%
Fund Family iShares Vanguard
Category US Mid Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-06 2023-09 2024-12 2026-04
IJH +28.1%
VTI +52.7%

Performance Comparison

Period IJH VTI Difference
1 Month -5.55% -4.68% -0.87%
3 Months +1.78% -3.89% +5.67%
6 Months +3.54% -2.04% +5.58%
YTD +1.78% -3.89% +5.67%
1 Year +16.09% +17.21% -1.12%
3 Years +36.14% +57.96% -21.82%
5 Years +28.09% +52.67% -24.58%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period IJH Fees VTI Fees You Save
$10.000 10 years $100 $60 $40
$10.000 20 years $430 $258 $171
$10.000 30 years $1.388 $835 $553
$50.000 10 years $499 $299 $199
$50.000 30 years $6.941 $4.176 $2.765
$100.000 30 years $13.882 $8.352 $5.531

Risk Metrics

Based on 5 years of daily returns

Metric IJH VTI
Annualized Volatility 19.8% 17.4%
Max Drawdown -24.6% -26.2%
Sharpe Ratio 0.12 0.32

Dividend Comparison

Metric IJH VTI
Annual Dividend (per share) $0.89 $3.77
Dividend Yield 1.31% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

IJH Top Holdings

NameWeight
TechnipFMC plcFTI0.92%
Casey's General Stores, Inc.CASY0.84%
Curtiss-Wright CorporationCW0.78%
Flex Ltd.FLEX0.76%
United Therapeutics CorporationUTHR0.72%
XPO, Inc.XPO0.70%
Woodward, Inc.WWD0.67%
US Foods Holding Corp.USFD0.64%
FabrinetFN0.63%
Burlington Stores, Inc.BURL0.62%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Related Comparisons