IJR vs SCHA
iShares Core S&P Small-Cap ETF vs Schwab U.S. Small-Cap ETF
Last updated: 2026-04-02
iShares Core S&P Small-Cap ETF (IJR) is an exchange-traded fund issued by iShares that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a low expense ratio of 0.06%. The fund offers a moderate dividend yield of 1.28%. Launched in 2000, the fund has a 26-year track record.
Schwab U.S. Small-Cap ETF (SCHA) is an exchange-traded fund issued by Schwab that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a very low expense ratio of 0.04%. The fund offers a moderate dividend yield of 1.16%. Launched in 2009, the fund has a 17-year track record.
Quick Verdict
SCHA has a slightly lower expense ratio (0.04% vs 0.06%), saving about $40 per $10,000 over 10 years. Over the past year, SCHA has significantly outperformed with a 25.0% return vs 19.2%.
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
0 of top 10 holdings overlap (0% overlap in top holdings)
IJR Top Holdings
| Name | Weight |
|---|---|
| BLK CSH FND TREASURY SL AGENCYXTSLA | 1.37% |
| Eastman Chemical CompanyEMN | 0.54% |
| Viavi Solutions Inc.VIAV | 0.53% |
| Argan, Inc.AGX | 0.52% |
| Primoris Services CorporationPRIM | 0.52% |
| FormFactor, Inc.FORM | 0.51% |
| Element Solutions IncESI | 0.51% |
| LKQ CorporationLKQ | 0.50% |
| SM Energy CompanySM | 0.49% |
| ESCO Technologies Inc.ESE | 0.48% |
SCHA Top Holdings
| Name | Weight |
|---|---|
| Sandisk CorporationSNDK | 2.27% |
| Lumentum Holdings Inc.LITE | 1.25% |
| ATI Inc.ATI | 0.48% |
| Nextpower Inc.NXT | 0.44% |
| Coeur Mining, Inc.CDE | 0.44% |
| Revolution Medicines, Inc.RVMD | 0.42% |
| EchoStar CorporationSATS | 0.39% |
| MKS Inc.MKSI | 0.37% |
| MACOM Technology Solutions Holdings, Inc.MTSI | 0.36% |
| The New York Times CompanyNYT | 0.33% |
Which One Should You Choose?
Choose SCHA if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose SCHA if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Either works if...
you just need broad us small cap exposure. Both are solid options — pick whichever your brokerage offers commission-free.