ETF Versus

ITOT vs IWF

iShares Core S&P Total U.S. Stock Market ETF vs iShares Russell 1000 Growth ETF

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
IWF iShares

iShares Russell 1000 Growth ETF (IWF) is an exchange-traded fund issued by iShares that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a moderate expense ratio of 0.18%. The fund offers a modest dividend yield of 0.39%. Launched in 2000, the fund has a 26-year track record.

AUM: $108.0B ER: 0.18% Yield: 0.39% Since: May 22, 2000

Quick Verdict

ITOT is significantly cheaper at 0.03% vs 0.18% expense ratio, saving you approximately $297 per $10,000 invested over 10 years. IWF has edged ahead over the past year (18.2% vs 17.2%). Income investors may prefer ITOT for its higher yield (1.1% vs 0.4%).

Key Metrics

Metric ITOT IWF
Expense Ratio 0.03% 0.18%
Dividend Yield 1.1% 0.4%
Fund Family iShares iShares
Category US Total Market US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

80 103 126 149 172 195 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
IWF +71.3%

Performance Comparison

Period ITOT IWF Difference
1 Month -4.55% -4.73% +0.18%
3 Months -3.83% -8.83% +5.00%
6 Months -2.08% -8.48% +6.40%
YTD -3.83% -8.83% +5.00%
1 Year +17.17% +18.20% -1.03%
3 Years +57.97% +75.80% -17.83%
5 Years +52.82% +71.26% -18.44%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees IWF Fees You Save
$10.000 10 years $60 $357 $297
$10.000 20 years $258 $1.529 $1.271
$10.000 30 years $835 $4.912 $4.076
$50.000 10 years $299 $1.786 $1.486
$50.000 30 years $4.176 $24.558 $20.382
$100.000 30 years $8.352 $49.116 $40.764

Risk Metrics

Based on 5 years of daily returns

Metric ITOT IWF
Annualized Volatility 17.4% 21.4%
Max Drawdown -26.2% -33.1%
Sharpe Ratio 0.32 0.40

Dividend Comparison

Metric ITOT IWF
Annual Dividend (per share) $1.61 $1.69
Dividend Yield 1.13% 0.39%
Distribution Frequency Quarterly Quarterly

Top Holdings

8 of top 9 holdings overlap (89% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

IWF Top Holdings

NameWeight
NVIDIA CorporationNVDA12.82%
Apple Inc.AAPL11.79%
Microsoft CorporationMSFT8.78%
Broadcom Inc.AVGO4.81%
Amazon.com, Inc.AMZN4.61%
Tesla, Inc.TSLA3.57%
Meta Platforms, Inc.META3.28%
Alphabet Inc.GOOG2.83%
Eli Lilly and CompanyLLY2.62%

Which One Should You Choose?

Choose ITOT if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose ITOT if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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