ETF Versus

ITOT vs VGT

iShares Core S&P Total U.S. Stock Market ETF vs Vanguard Information Technology Index Fund ETF Shares

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
VGT

Vanguard Information Technology Index Fund ETF Shares (VGT) is an exchange-traded fund that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.43%. Launched in 2004, the fund has a 22-year track record.

AUM: $102.6B ER: 0.09% Yield: 0.43% Since: Jan 26, 2004

Quick Verdict

ITOT has a slightly lower expense ratio (0.03% vs 0.09%), saving about $119 per $10,000 over 10 years. Over the past year, VGT has significantly outperformed with a 29.2% return vs 17.2%. Income investors may prefer ITOT for its higher yield (1.1% vs 0.4%).

Key Metrics

Metric ITOT VGT
Expense Ratio 0.03% 0.09%
Dividend Yield 1.1% 0.4%
Fund Family iShares N/A
Category US Total Market US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 107 134 161 188 215 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
VGT +89.7%

Performance Comparison

Period ITOT VGT Difference
1 Month -4.55% -3.71% -0.84%
3 Months -3.83% -6.53% +2.70%
6 Months -2.08% -6.49% +4.41%
YTD -3.83% -6.53% +2.70%
1 Year +17.17% +29.20% -12.03%
3 Years +57.97% +83.56% -25.59%
5 Years +52.82% +89.73% -36.91%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees VGT Fees You Save
$10.000 10 years $60 $179 $119
$10.000 20 years $258 $771 $512
$10.000 30 years $835 $2.486 $1.650
$50.000 10 years $299 $896 $597
$50.000 30 years $4.176 $12.428 $8.252
$100.000 30 years $8.352 $24.855 $16.503

Risk Metrics

Based on 5 years of daily returns

Metric ITOT VGT
Annualized Volatility 17.4% 25.1%
Max Drawdown -26.2% -35.5%
Sharpe Ratio 0.32 0.46

Dividend Comparison

Metric ITOT VGT
Annual Dividend (per share) $1.61 $3.06
Dividend Yield 1.13% 0.43%
Distribution Frequency Quarterly Quarterly

Top Holdings

4 of top 9 holdings overlap (44% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

VGT Top Holdings

NameWeight
NVIDIA CorporationNVDA18.07%
Apple Inc.AAPL15.84%
Microsoft CorporationMSFT10.39%
Broadcom Inc.AVGO4.34%
Micron Technology, Inc.MU2.37%
Advanced Micro Devices, Inc.AMD1.65%
Cisco Systems, Inc.CSCO1.63%
Palantir Technologies Inc.PLTR1.57%
Applied Materials, Inc.AMAT1.54%
Lam Research CorporationLRCX1.53%

Which One Should You Choose?

Choose ITOT if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VGT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose ITOT if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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