ETF Versus

ITOT vs VO

iShares Core S&P Total U.S. Stock Market ETF vs Vanguard Mid-Cap Index Fund ETF Shares

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
VO Vanguard

Vanguard Mid-Cap Index Fund ETF Shares (VO) is an exchange-traded fund issued by Vanguard that provides exposure to mid-cap U.S. companies balancing growth potential and stability. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.50%. Launched in 2004, the fund has a 22-year track record.

AUM: $90.7B ER: 0.03% Yield: 1.50% Since: Jan 26, 2004

Quick Verdict

Over the past year, ITOT has significantly outperformed with a 17.2% return vs 11.4%.

Key Metrics

Metric ITOT VO
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 1.5%
Fund Family iShares Vanguard
Category US Total Market US Mid Cap

Performance Chart

Indexed to 100 at start (5-year comparison)

80 97 114 131 148 165 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
VO +27.8%

Performance Comparison

Period ITOT VO Difference
1 Month -4.55% -5.54% +0.99%
3 Months -3.83% -1.24% -2.59%
6 Months -2.08% -2.10% +0.02%
YTD -3.83% -1.24% -2.59%
1 Year +17.17% +11.38% +5.79%
3 Years +57.97% +37.24% +20.73%
5 Years +52.82% +27.84% +24.98%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees VO Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT VO
Annualized Volatility 17.4% 17.6%
Max Drawdown -26.2% -28.6%
Sharpe Ratio 0.32 0.11

Dividend Comparison

Metric ITOT VO
Annual Dividend (per share) $1.61 $4.33
Dividend Yield 1.13% 1.50%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

VO Top Holdings

NameWeight
Newmont CorporationNEM1.46%
Corning IncorporatedGLW1.20%
Howmet Aerospace Inc.HWM1.09%
Constellation Energy CorporationCEG1.06%
Vertiv Holdings CoVRT0.99%
Western Digital CorporationWDC0.99%
Seagate Technology Holdings plcSTX0.90%
Quanta Services, Inc.PWR0.87%
Cummins Inc.CMI0.83%
CRH plcCRH0.83%

Which One Should You Choose?

Choose ITOT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose VO if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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