ETF Versus

ITOT vs VUG

iShares Core S&P Total U.S. Stock Market ETF vs Vanguard Growth Index Fund ETF Shares

Last updated: 2026-04-02

ITOT iShares

iShares Core S&P Total U.S. Stock Market ETF (ITOT) is an exchange-traded fund issued by iShares that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.12%. Launched in 2004, the fund has a 22-year track record.

AUM: $77.6B ER: 0.03% Yield: 1.12% Since: Jan 20, 2004
VUG Vanguard

Vanguard Growth Index Fund ETF Shares (VUG) is an exchange-traded fund issued by Vanguard that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a very low expense ratio of 0.03%. The fund offers a modest dividend yield of 0.45%. Launched in 2004, the fund has a 22-year track record.

AUM: $179.8B ER: 0.03% Yield: 0.45% Since: Jan 26, 2004

Quick Verdict

Both funds have delivered similar 1-year returns (17.2% vs 18.0%), tracking closely. Income investors may prefer ITOT for its higher yield (1.1% vs 0.5%).

Key Metrics

Metric ITOT VUG
Expense Ratio 0.03% 0.03%
Dividend Yield 1.1% 0.5%
Fund Family iShares Vanguard
Category US Total Market US Large Cap Growth

Performance Chart

Indexed to 100 at start (5-year comparison)

75 98 121 144 167 190 2021-04 2022-06 2023-09 2024-12 2026-04
ITOT +52.8%
VUG +66.0%

Performance Comparison

Period ITOT VUG Difference
1 Month -4.55% -4.47% -0.08%
3 Months -3.83% -9.18% +5.35%
6 Months -2.08% -8.28% +6.20%
YTD -3.83% -9.18% +5.35%
1 Year +17.17% +18.01% -0.84%
3 Years +57.97% +77.18% -19.21%
5 Years +52.82% +66.01% -13.19%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period ITOT Fees VUG Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric ITOT VUG
Annualized Volatility 17.4% 22.2%
Max Drawdown -26.2% -36.0%
Sharpe Ratio 0.32 0.37

Dividend Comparison

Metric ITOT VUG
Annual Dividend (per share) $1.61 $1.99
Dividend Yield 1.13% 0.45%
Distribution Frequency Quarterly Quarterly

Top Holdings

8 of top 9 holdings overlap (89% overlap in top holdings)

ITOT Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

VUG Top Holdings

NameWeight
NVIDIA CorporationNVDA12.82%
Apple Inc.AAPL12.23%
Microsoft CorporationMSFT9.15%
Alphabet Inc.GOOG4.49%
Meta Platforms, Inc.META4.44%
Amazon.com, Inc.AMZN4.41%
Broadcom Inc.AVGO3.95%
Tesla, Inc.TSLA3.58%
Eli Lilly and CompanyLLY2.82%

Which One Should You Choose?

Choose ITOT if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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