QQQ vs SGOV
Invesco QQQ Trust vs iShares 0-3 Month Treasury Bond ETF
Last updated: 2026-04-02
Invesco QQQ Trust (QQQ) is an exchange-traded fund issued by Invesco that provides exposure to large-cap U.S. growth stocks with above-average earnings potential. It charges a moderate expense ratio of 0.18%. The fund offers a modest dividend yield of 0.48%. Launched in 1999, the fund has a 27-year track record.
iShares 0-3 Month Treasury Bond ETF (SGOV) is an exchange-traded fund that provides exposure to short-duration U.S. Treasury bonds with low interest rate risk. It charges a low expense ratio of 0.09%. The fund offers a high dividend yield of 4.01%. Launched in 2020, the fund has a 6-year track record.
Quick Verdict
SGOV has a slightly lower expense ratio (0.09% vs 0.18%), saving about $178 per $10,000 over 10 years. Over the past year, QQQ has significantly outperformed with a 23.6% return vs 0.0%. Income investors may prefer SGOV for its higher yield (4.0% vs 0.5%).
Key Metrics
Performance Chart
Indexed to 100 at start (5-year comparison)
Performance Comparison
Fee Impact Over Time
Estimated fee cost difference assuming 8% annual returns
Risk Metrics
Based on 5 years of daily returns
Dividend Comparison
Top Holdings
QQQ Top Holdings
| Name | Weight |
|---|---|
| NVIDIA CorporationNVDA | 8.55% |
| Apple Inc.AAPL | 7.67% |
| Microsoft CorporationMSFT | 5.56% |
| Amazon.com, Inc.AMZN | 4.49% |
| Tesla, Inc.TSLA | 3.79% |
| Walmart Inc.WMT | 3.48% |
| Meta Platforms, Inc.META | 3.26% |
| Alphabet Inc.GOOG | 3.13% |
| Broadcom Inc.AVGO | 2.99% |
Which One Should You Choose?
Choose SGOV if...
you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.
Choose QQQ if...
recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.
Choose SGOV if...
you prioritize dividend income and want higher regular distributions from your portfolio.