ETF Versus

SCHB vs SPTM

Schwab U.S. Broad Market ETF vs State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF

Last updated: 2026-04-02

SCHB Schwab

Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund issued by Schwab that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2009, the fund has a 17-year track record.

AUM: $36.0B ER: 0.03% Yield: 1.17% Since: Nov 3, 2009

State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF (SPTM) is an exchange-traded fund that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.19%. Launched in 2000, the fund has a 26-year track record.

AUM: $11.4B ER: 0.03% Yield: 1.19% Since: Oct 4, 2000

Quick Verdict

Both funds have delivered similar 1-year returns (17.1% vs 16.8%), tracking closely.

Key Metrics

Metric SCHB SPTM
Expense Ratio 0.03% 0.03%
Dividend Yield 1.2% 1.2%
Fund Family Schwab N/A
Category US Total Market US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

80 98 116 134 152 170 2021-04 2022-06 2023-09 2024-12 2026-04
SCHB +53.3%
SPTM +58.0%

Performance Comparison

Period SCHB SPTM Difference
1 Month -4.60% -4.67% +0.07%
3 Months -3.84% -3.66% -0.18%
6 Months -2.09% -1.69% -0.40%
YTD -3.84% -3.66% -0.18%
1 Year +17.08% +16.77% +0.31%
3 Years +58.12% +57.40% +0.72%
5 Years +53.27% +57.96% -4.69%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SCHB Fees SPTM Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric SCHB SPTM
Annualized Volatility 17.3% 16.9%
Max Drawdown -26.2% -25.0%
Sharpe Ratio 0.32 0.36

Dividend Comparison

Metric SCHB SPTM
Annual Dividend (per share) $0.30 $0.95
Dividend Yield 1.17% 1.19%
Distribution Frequency Quarterly Quarterly

Top Holdings

9 of top 9 holdings overlap (100% overlap in top holdings)

SCHB Top Holdings

NameWeight
NVIDIA CorporationNVDA6.59%
Apple Inc.AAPL5.91%
Microsoft CorporationMSFT4.29%
Amazon.com, Inc.AMZN3.15%
Broadcom Inc.AVGO2.31%
Alphabet Inc.GOOG2.07%
Meta Platforms, Inc.META1.86%
Tesla, Inc.TSLA1.65%
Berkshire Hathaway Inc.BRK.B1.39%

SPTM Top Holdings

NameWeight
NVIDIA CorporationNVDA6.98%
Apple Inc.AAPL6.13%
Microsoft CorporationMSFT4.52%
Amazon.com, Inc.AMZN3.35%
Broadcom Inc.AVGO2.42%
Alphabet Inc.GOOG2.21%
Meta Platforms, Inc.META2.06%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.45%

Which One Should You Choose?

Either works if...

you just need broad us total market exposure. Both are solid options — pick whichever your brokerage offers commission-free.

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