ETF Versus

SGOV vs VGT

iShares 0-3 Month Treasury Bond ETF vs Vanguard Information Technology Index Fund ETF Shares

Last updated: 2026-04-02

iShares 0-3 Month Treasury Bond ETF (SGOV) is an exchange-traded fund that provides exposure to short-duration U.S. Treasury bonds with low interest rate risk. It charges a low expense ratio of 0.09%. The fund offers a high dividend yield of 4.01%. Launched in 2020, the fund has a 6-year track record.

AUM: $83.3B ER: 0.09% Yield: 4.01% Since: May 26, 2020
VGT

Vanguard Information Technology Index Fund ETF Shares (VGT) is an exchange-traded fund that provides exposure to us sector - technology securities. It charges a low expense ratio of 0.09%. The fund offers a modest dividend yield of 0.43%. Launched in 2004, the fund has a 22-year track record.

AUM: $102.6B ER: 0.09% Yield: 0.43% Since: Jan 26, 2004

Quick Verdict

Over the past year, VGT has significantly outperformed with a 29.2% return vs 0.0%. Income investors may prefer SGOV for its higher yield (4.0% vs 0.4%).

Key Metrics

Metric SGOV VGT
Expense Ratio 0.09% 0.09%
Dividend Yield 4.0% 0.4%
Fund Family N/A N/A
Category US Short-Term Treasury US Sector - Technology

Performance Chart

Indexed to 100 at start (5-year comparison)

80 107 134 161 188 215 2021-04 2022-06 2023-09 2024-12 2026-04
SGOV +0.4%
VGT +89.7%

Performance Comparison

Period SGOV VGT Difference
1 Month +0.01% -3.71% +3.72%
3 Months -0.02% -6.53% +6.51%
6 Months -0.03% -6.49% +6.46%
YTD -0.02% -6.53% +6.51%
1 Year +0.04% +29.20% -29.16%
3 Years +0.16% +83.56% -83.40%
5 Years +0.37% +89.73% -89.36%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period SGOV Fees VGT Fees You Save
$10.000 10 years $179 $179 $0
$10.000 20 years $771 $771 $0
$10.000 30 years $2.486 $2.486 $0
$50.000 10 years $896 $896 $0
$50.000 30 years $12.428 $12.428 $0
$100.000 30 years $24.855 $24.855 $0

Risk Metrics

Based on 5 years of daily returns

Metric SGOV VGT
Annualized Volatility 1.1% 25.1%
Max Drawdown -0.7% -35.5%
Sharpe Ratio -4.13 0.46

Dividend Comparison

Metric SGOV VGT
Annual Dividend (per share) $4.02 $3.06
Dividend Yield 4.00% 0.43%
Distribution Frequency Monthly Quarterly

Top Holdings

VGT Top Holdings

NameWeight
NVIDIA CorporationNVDA18.07%
Apple Inc.AAPL15.84%
Microsoft CorporationMSFT10.39%
Broadcom Inc.AVGO4.34%
Micron Technology, Inc.MU2.37%
Advanced Micro Devices, Inc.AMD1.65%
Cisco Systems, Inc.CSCO1.63%
Palantir Technologies Inc.PLTR1.57%
Applied Materials, Inc.AMAT1.54%
Lam Research CorporationLRCX1.53%

Which One Should You Choose?

Choose VGT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose SGOV if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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