ETF Versus

VB vs VTI

Vanguard Small-Cap Index Fund ETF Shares vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

VB Vanguard

Vanguard Small-Cap Index Fund ETF Shares (VB) is an exchange-traded fund issued by Vanguard that provides exposure to small-cap U.S. equities with higher growth potential and volatility. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.33%. Launched in 2004, the fund has a 22-year track record.

AUM: $69.1B ER: 0.03% Yield: 1.33% Since: Jan 26, 2004
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

VB has edged ahead over the past year (18.4% vs 17.2%).

Key Metrics

Metric VB VTI
Expense Ratio 0.03% 0.03%
Dividend Yield 1.3% 1.2%
Fund Family Vanguard Vanguard
Category US Small Cap US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

75 93 111 129 147 165 2021-04 2022-06 2023-09 2024-12 2026-04
VB +20.7%
VTI +52.7%

Performance Comparison

Period VB VTI Difference
1 Month -5.50% -4.68% -0.82%
3 Months +0.71% -3.89% +4.60%
6 Months +2.15% -2.04% +4.19%
YTD +0.71% -3.89% +4.60%
1 Year +18.40% +17.21% +1.19%
3 Years +39.02% +57.96% -18.94%
5 Years +20.71% +52.67% -31.96%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period VB Fees VTI Fees You Save
$10.000 10 years $60 $60 $0
$10.000 20 years $258 $258 $0
$10.000 30 years $835 $835 $0
$50.000 10 years $299 $299 $0
$50.000 30 years $4.176 $4.176 $0
$100.000 30 years $8.352 $8.352 $0

Risk Metrics

Based on 5 years of daily returns

Metric VB VTI
Annualized Volatility 20.8% 17.4%
Max Drawdown -28.8% -26.2%
Sharpe Ratio 0.07 0.32

Dividend Comparison

Metric VB VTI
Annual Dividend (per share) $3.50 $3.77
Dividend Yield 1.33% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

0 of top 9 holdings overlap (0% overlap in top holdings)

VB Top Holdings

NameWeight
Sandisk CorporationSNDK1.21%
Comfort Systems USA, Inc.FIX0.65%
Lumentum Holdings Inc.LITE0.64%
Ciena CorporationCIEN0.64%
Coherent Corp.COHR0.53%
Rocket Lab CorporationRKLB0.48%
NRG Energy, Inc.NRG0.44%
Bloom Energy CorporationBE0.43%
EMCOR Group, Inc.EME0.42%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

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