ETF Versus

VT vs VTI

Vanguard Total World Stock Index Fund ETF Shares vs Vanguard Total Stock Market Index Fund ETF Shares

Last updated: 2026-04-02

VT

Vanguard Total World Stock Index Fund ETF Shares (VT) is an exchange-traded fund that provides exposure to global equity securities. It charges a low expense ratio of 0.06%. The fund offers a moderate dividend yield of 1.80%. Launched in 2008, the fund has a 18-year track record.

AUM: $60.7B ER: 0.06% Yield: 1.80% Since: Jun 24, 2008
VTI Vanguard

Vanguard Total Stock Market Index Fund ETF Shares (VTI) is an exchange-traded fund issued by Vanguard that provides exposure to the total U.S. stock market across all capitalizations. It charges a very low expense ratio of 0.03%. The fund offers a moderate dividend yield of 1.17%. Launched in 2001, the fund has a 25-year track record.

AUM: $546.0B ER: 0.03% Yield: 1.17% Since: May 24, 2001

Quick Verdict

VTI has a slightly lower expense ratio (0.03% vs 0.06%), saving about $60 per $10,000 over 10 years. VT has edged ahead over the past year (20.1% vs 17.2%). Income investors may prefer VT for its higher yield (1.8% vs 1.2%).

Key Metrics

Metric VT VTI
Expense Ratio 0.06% 0.03%
Dividend Yield 1.8% 1.2%
Fund Family N/A Vanguard
Category Global Equity US Total Market

Performance Chart

Indexed to 100 at start (5-year comparison)

75 93 111 129 147 165 2021-04 2022-06 2023-09 2024-12 2026-04
VT +40.1%
VTI +52.7%

Performance Comparison

Period VT VTI Difference
1 Month -4.94% -4.68% -0.26%
3 Months -1.70% -3.89% +2.19%
6 Months +0.44% -2.04% +2.48%
YTD -1.70% -3.89% +2.19%
1 Year +20.08% +17.21% +2.87%
3 Years +50.98% +57.96% -6.98%
5 Years +40.11% +52.67% -12.56%

Fee Impact Over Time

Estimated fee cost difference assuming 8% annual returns

Investment Period VT Fees VTI Fees You Save
$10.000 10 years $120 $60 $60
$10.000 20 years $515 $258 $257
$10.000 30 years $1.664 $835 $828
$50.000 10 years $598 $299 $299
$50.000 30 years $8.318 $4.176 $4.142
$100.000 30 years $16.637 $8.352 $8.285

Risk Metrics

Based on 5 years of daily returns

Metric VT VTI
Annualized Volatility 16.0% 17.4%
Max Drawdown -28.0% -26.2%
Sharpe Ratio 0.22 0.32

Dividend Comparison

Metric VT VTI
Annual Dividend (per share) $2.52 $3.77
Dividend Yield 1.80% 1.17%
Distribution Frequency Quarterly Quarterly

Top Holdings

8 of top 9 holdings overlap (89% overlap in top holdings)

VT Top Holdings

NameWeight
NVIDIA CorporationNVDA3.78%
Apple Inc.AAPL3.51%
Microsoft CorporationMSFT2.65%
Amazon.com, Inc.AMZN1.84%
Taiwan Semiconductor Manufacturing Company Limited!tpe/23301.38%
Broadcom Inc.AVGO1.34%
Alphabet Inc.GOOG1.34%
Meta Platforms, Inc.META1.29%
Tesla, Inc.TSLA1.03%

VTI Top Holdings

NameWeight
NVIDIA CorporationNVDA6.17%
Apple Inc.AAPL5.89%
Microsoft CorporationMSFT4.40%
Amazon.com, Inc.AMZN3.05%
Broadcom Inc.AVGO2.28%
Alphabet Inc.GOOG2.16%
Meta Platforms, Inc.META2.13%
Tesla, Inc.TSLA1.72%
Berkshire Hathaway Inc.BRK.B1.37%

Which One Should You Choose?

Choose VTI if...

you want the lowest fees and plan to buy and hold long-term. Over decades, the expense ratio difference compounds significantly.

Choose VT if...

recent performance momentum matters to your strategy. Note that past performance doesn't guarantee future results.

Choose VT if...

you prioritize dividend income and want higher regular distributions from your portfolio.

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